This post includes links to items from our marketers, and we might be compensated when you click these links. Our suggestions and guidance are ours alone, and have actually not been examined by any companies noted. Terms use to provides noted on this page. Read our editorial requirements.
- If you stick with Marriott regularly, the Marriott Bonvoy Brilliant™ American Express® Card deserves thinking about.
- It features premium advantages consisting of declaration credits, elite status, and airport lounge gain access to.
- You’ll get the most worth from the card when you make the most of its advantages, however some need activation.
- Read Insider’s guide to the finest Marriott charge card.
Amex is an Insider marketing partner.
If you remain in the market for a premium rewards card and Marriott is your hotel brand name of option, the Marriott Bonvoy Brilliant™ American Express® Card might simply fit the expense. The card features a considerable welcome perk and great deals of repeating travel advantages to make the $450 yearly cost (See Rates) beneficial.
These consist of up to $300 in declaration credits towards Marriott purchases each year (deal ends 9/22/22 and will be changed with an advantage of up to $25 in declaration credits each month for qualified purchases at dining establishments around the world), Priority Pass airport lounge gain access to**, and a complimentary night certificate worth up to 50,000 points after each card anniversary. Cardholders likewise get automated Marriott Gold elite status and a variety of travel and purchase defenses that can conserve a great deal of cash.
However, none of those advantages deserve anything if you do not make the most of them — and a few of them need activation. Here are 9 things to do when you get a Marriott Bonvoy Brilliant™ American Express® Card to ensure you’re getting optimal worth from the card.
1. Complete the Marriott Bonvoy Brilliant minimum costs requirement
17.24% – 26.24% Variable APR
Recommended Credit Score
Good to Excellent
17.24% – 26.24% Variable APR
Recommended Credit Score
Good to Excellent
- Earn 75,000 Marriott Bonvoy perk points after you utilize your brand-new Card to make $3,000 in purchases on the Card within the initially 3 months.
- Each Card renewal year, get up to $300 in declaration credits for purchases on the Card at hotels taking part in Marriott Bonvoy™. Effective 9/22/22, the $300 Marriott Bonvoy declaration credit advantage will no longer be offered. It will be changed with a brand-new advantage of up to $300 in declaration credits per fiscal year (up to $25 each month) for qualified purchases at dining establishments worldwide.
- Earn 6 Marriott Bonvoy points for each dollar of qualified purchases at hotels taking part in the Marriott Bonvoy™ program. 3 points at U.S. dining establishments and on flights reserved straight with airline companies. 2 points on all other qualified purchases.
- Receive 1 Free Night Award every year after your Card renewal month. Award can be utilized for one night (redemption level at or under 50,000 Marriott Bonvoy points) at a getting involved hotel. Certain hotels have resort charges.
- Enjoy endless airport lounge gos to when you enlist in Priority Pass™ Select subscription.
- No Foreign Transaction Fees.
- $450 Annual Fee.
- Terms Apply.
- See Rates & Fees
The Marriott Bonvoy Brilliant™ American Express® Card features a welcome perk of 75,000 Marriott Bonvoy perk points after utilizing your brand-new card to make $3,000 in purchases within the initially 3 months of account opening. To unlock the perk, you’ll have to invest approximately $1,667 each month, which the majority of people can achieve by putting all of their costs on this card. Aside from day-to-day costs on gas, groceries, and dining, you can likewise charge things like insurance coverage premiums and energy expenses to this card.
If you’re still except finishing the costs requirement, you may think about prepaying important expenses. For example, you can pre-pay your mobile phone expense or six-month
premium to get the costs requirement done. Some individuals like to purchase present cards that they can utilize to budget plan their costs for the next couple of months. If you can drift the cash, this is one method to get the costs requirement out of the method quickly.
2. Confirm your Marriott elite status
The Marriott Bonvoy Brilliant™ American Express® Card features automated Marriott Gold elite status, which gets you advantages like space upgrades, perk points on paid stays, and late checkout. These are important advantages if you’re remaining at Marriott hotels, so make certain to examine that your status is upgraded after you have actually gotten your card.
Big spenders can likewise open Marriott Platinum elite status when they invest a minimum of $75,000 in qualified purchases on the card in a fiscal year. Platinum status consists of much more advantages, consisting of hotel lounge gain access to, much better upgrades, and a larger points perk on paid stays.
3. Activate your Priority Pass Select subscription
The Marriott Bonvoy Brilliant™ American Express® Card features Priority Pass Select subscription, which gets you gain access to to over 1,300 airport lounges around the world. This is extremely beneficial throughout long stopovers, hold-ups, and those times when you do not desire to pay of pocket for sub-standard airport food. Access to a Priority Pass lounge can make your time at the airport more enjoyable. However, this subscription isn’t instantly approved.
To declare your complimentary subscription, log in to your American Express account and click the “Benefits” tab. Scroll down till you see the Priority Pass Select box and click “enroll.”
You’ll get a Priority Pass Select card in the mail, however the finest method to gain access to this advantage instantly is by downloading the Priority Pass mobile app and visiting with your brand-new qualifications. When you’re all set to utilize it, just reveal your digital card at the lounge check-in desk and you’re all set.
4. Claim your Global Entry or TSA PreCheck credit
Global Entry is extremely beneficial for assisting you avoid the long customs/immigration line on your method house from a journey abroad. TSA PreCheck is terrific for speeding through security on domestic flights. You can get registered in both of these programs by getting authorized for Global Entry. The Marriott Bonvoy Brilliant™ American Express® Card will even cover your $100 application cost every 4 years.
Complete the application online, pay with your Marriott Bonvoy Brilliant™ American Express® Card, and you must see the credit within 8 weeks. Don’t let that number scare you off — the majority of people get their credit repaid within a number of days. Since this credit is released every 4 years, it is very important to take complete benefit by declaring it as quickly as your card shows up. After all, you’re paying a $450 yearly cost on the card and must get your cash’s worth.
5. Read up on your Marriott Bonvoy Brilliant card advantages
The Marriott Bonvoy Brilliant™ American Express® Card features a number of travel defenses that can be available in convenient. It’s crucial to understand what’s covered so you can figure out whether putting your purchases on this card will get you the finest defense possible.
When you utilize your card to spend for your travel or purchase, you’ll get advantages that consist of:
- Car rental loss and damage insurance coverage: Secondary protection versus rental cars and truck damage due to theft or crash
- Trip cancellation/interruption insurance coverage: Up to $10,000 per journey and up to $20,000 per card per successive 12-month duration
- Trip hold-up insurance coverage: Up to $500 for meals, accommodations, toiletries, medication, and other individual products if your covered journey is postponed by 6 hours or more, up to 2 times per successive 12-month duration.
- Baggage insurance coverage strategy: Up to $3,000 in protection for lost, harmed, or taken luggage
- Travel mishap insurance coverage: Up to $500,000 in death and dismemberment insurance coverage
- Purchase defense: Eligible purchases are covered versus unexpected damage or theft for 120 days, up to $10,000 per claim and up to $50,000 per account.
- Extended service warranty: Up to one extra year included to qualified United States producer’s guarantees of 5 years or less.
- Premium international help hotline: Assistance with things like passport replacement, medical recommendations, and translation services (third-party expenses are the cardholder’s obligation). Amex might supply emergency situation medical transport support at no charge if it’s authorized and collaborated by Premium Global Assist Hotline.
6. Plan your next Marriott stay
The Marriott Bonvoy Brilliant™ American Express® Card features up to $300 in yearly declaration credits towards purchases at getting involved Marriott Bonvoy hotels (deal ends 9/22/22 and will be changed with an advantage of up to $25 in declaration credits each month for qualified purchases at dining establishments around the world). Whether you desire to reward yourself to a health club day or space service for a
and chill night, just charge it to your space and pay with the Marriott Bonvoy Brilliant™ American Express® Card, and the $300 credit will instantly be used. This is an essential perk that resets each card anniversary year, so make certain to make note of this date and usage the credit prior to it ends every year.
If you regularly discover yourself remaining at Ritz-Carlton or St. Regis Hotels residential or commercial properties for 2 or more nights, you’ll desire to check out the $100 credit provided to Marriott Bonvoy Brilliant™ American Express® Card cardholders. Book your stay through the Marriott Bonvoy site utilizing the “$100 Property Credit, Luxury Credit Card Rate” and you’ll get a $100 credit on certifying two-night stays.
7. Look for offers at Marriott and other merchants on Amex Offers
Aside from all the Marriott-centric advantages, cardholders are likewise qualified for Amex Offers**. These are limited-time promos using perk points and declaration credits on whatever from travel to retail and even energy payments — and it’s possible to save hundreds a year on purchases you’d make anyhow.
You do not even have to wait on your Marriott Bonvoy Brilliant™ American Express® Card to show up. Once your web account is established, log in and scroll down to the “Amex Offers” area of your control panel. There, you’ll regularly see brand-new deals you can just “Add to Card.” You might even wind up saving money on your next Marriott remain thanks to Amex Offers.
8. Use your Marriott Bonvoy Brilliant welcome perk
After you have actually banked the welcome perk, it’s time to put the points to great usage. While they’re not going to end as long as you keep utilizing your Marriott Bonvoy Brilliant™ American Express® Card, they might perhaps cheapen if you rest on them for too long.
Marriott just recently eliminated its award charts and moved to a vibrant rates design, which indicates the cost of an award night can differ depending upon need, paid cost, season, and other elements. Prices variety from 5,000 to 120,000 points per night, and you can redeem your points at brand names varying from family-friendly Residence Inns to high-end St. Regis and Ritz-Carlton resorts.
You can likewise move Marriott points to over 40 airline company partners, primarily at a 3:1 ratio. You’ll get 1,000 airline company miles for every single 3,000 points moved, with a 5,000-mile perk for every single 60,000 points (so 60,000 points ends up being 25,000 airline company miles). Here’s Insider’s guide to earning and redeeming Marriott points for all your alternatives.
9. Consider including a licensed user
Whether you’re looking to total the Marriott Bonvoy Brilliant™ American Express® Card’s costs requirement, make Platinum elite status with Marriott, or simply stock up on additional points, including a licensed user is a terrific method to get this done.
Adding a buddy or relative to your card can get you a lot close to your travel objectives than utilizing the card for your own day-to-day costs, since you’ll make points on their costs too. But you’ll likewise be on the hook for settling their charges, so just include an authorized user you trust.